Specialty Loans
Real estate loans built for unique investment strategies.
Financing That Doesn't Fit the Box — So You Don't Have To
Our Specialty Loans are designed for investors who are charting a different path. Whether you're a wholesaler needing transactional funding for a double-close, a developer financing a ground-up construction project, or a property owner facing foreclosure — our bailout program provides the fast capital you need to regain control. Need liquidity without selling? Our Second Mortgage and HELOC programs let you tap existing equity. For maximum speed, our No Appraisal Bridge loan funds quickly based on property value — not paperwork.
We also serve international buyers through our Foreign National Program, and our Bridge Line of Credit gives you access to capital for consecutive deals without reapplying each time. Whatever your situation, our Specialty Loans are built for investors who don't fit into a conventional box. No tax returns. No traditional income verification. Just creative, reliable financing when you need it most.
Specialty Loan Programs
TRANSACTIONAL FUNDING
TRANSACTIONAL FUNDING
100% Transactional Funding for Wholesalers | Loans to $1M | Nationwide (Excluding CA & FL) | No Credit Check | No Income Verification | No Upfront Fees | No Appraisal | Close in 72 Hours
SECOND MORTGAGE / HELOC
SECOND MORTGAGE / HELOC
Access Equity Without Selling or Refinancing | Loans to $500K | 90% LTV | 680+ FICO | No Reserves Required | Primary, Secondary, Investment
FIX AND FLIP
FIX AND FLIP
Property financing plus renovation budget rolled into one loan | Acquisition and Refinance | Loans to $2M | 75% ARV | 90% LTC | 660+ FICO | 12 months IO | No PPP | SFR, 2-4 units, multifamily | Investment
GROUND UP CONSTRUCTION
GROUND UP CONSTRUCTION
New Construction | Loans to $2M | 75% ARV | 85% LTC | 660+ FICO | 12 months IO | No PPP | No Experience Required | Need experienced GC on project if no experience | SFR, 2-4 units, multifamily | Investment
BRIDGE LINE OF CREDIT
BRIDGE LINE OF CREDIT
Fund multiple projects as individual bridge deals on a master set of docs — no reapplying each time. | Loans to $100M ($1M min.) | $500K min. net worth | $100K min. liquidity | 75% LTV | 680+ FICO | 12-18 months IO | SFR, 2-4 units, multifamily | Investment
NO APPRAISAL BRIDGE
NO APPRAISAL BRIDGE
No Appraisal Bridge Loan — funds in 3-5 days on value, not paperwork. | $1.5M | 65% LTV | 480+ FICO | No income verification, appraisal, or seasoning | Cash-out refi, portfolio, mid-foreclosure & bankruptcy OK | Investment
FORECLOSURE BAILOUT
FORECLOSURE BAILOUT
Foreclosure Bailout Program — fast capital to regain control. | Loans to $1.5M | Funds in 5-7 days on value | No appraisal | 65% LTV | 12 months IO | 480+ FICO | Investment
