--- title: Specialty Loans description: "Lionsford Specialty Loans: Mortgages for wholesalers, flippers, developers & international buyers. Financing for investors charting a different path." image: https://lionsford.com/hubfs/FN.png --- [Skip to content](https://lionsford.com/specialty-loans#main-content) [(866) 726-1555](tel:(866)%20726-1555) - [![Lionsford](https://lionsford.com/hs-fs/hubfs/Official%20Lionsford%20Logo-1.png?width=250&height=64&name=Official%20Lionsford%20Logo-1.png "Lionsford")](https://lionsford.com?hsLang=en) [![Lionsford ](https://lionsford.com/hs-fs/hubfs/Lionsford%20logo%20white-2.png?width=250&height=74&name=Lionsford%20logo%20white-2.png "Lionsford ")](https://lionsford.com?hsLang=en) - [Home](https://lionsford.com) - [About Us](https://lionsford.com/about-us) - Programs - [Non-QM Loans](https://lionsford.com/non-qm-loans) - [Specialty Loans](https://lionsford.com/specialty-loans) - [DSCR Loans](https://lionsford.com/dscr-loans) - [Agency & Government Programs](https://lionsford.com/agency-government-programs) - [Commercial Real Estate Loans](https://lionsford.com/commercial-real-estate-loans) - [Real Estate Agent](https://lionsford-real-estate-jacqueline-homes-homes.lovable.app) - [Credit & Fundability](https://lionsford-credit-solutions.lovable.app/) - [Contact Us](https://lionsford.com/contact-us) [GET STARTED](https://lionsford-investor-apply.lovable.app/investor-pre-approval-application) # Specialty Loans Real estate loans built for unique investment strategies. ![About1-1](https://lionsford.com/hubfs/About1-1.png) ## Financing That Doesn't Fit the Box — So You Don't Have To Our Specialty Loans are designed for investors who are charting a different path. Whether you're a wholesaler needing transactional funding for a double-close, a developer financing a ground-up construction project, or a property owner facing foreclosure — our bailout program provides the fast capital you need to regain control. Need liquidity without selling? Our Second Mortgage and HELOC programs let you tap existing equity. For maximum speed, our No Appraisal Bridge loan funds quickly based on property value — not paperwork. We also serve international buyers through our Foreign National Program, and our Bridge Line of Credit gives you access to capital for consecutive deals without reapplying each time. Whatever your situation, our Specialty Loans are built for investors who don't fit into a conventional box. No tax returns. No traditional income verification. Just creative, reliable financing when you need it most. [Get preapproved](https://lionsford-investor-apply.lovable.app/investor-pre-approval-application) ## Specialty Loan Programs ### TRANSACTIONAL FUNDING ### TRANSACTIONAL FUNDING 100% Transactional Funding for Wholesalers | Loans to $1M | Nationwide (Excluding CA & FL) | No Credit Check | No Income Verification | No Upfront Fees | No Appraisal | Close in 72 Hours ### SECOND MORTGAGE / HELOC ### SECOND MORTGAGE / HELOC Access Equity Without Selling or Refinancing | Loans to $500K | 90% LTV | 680+ FICO | No Reserves Required | Primary, Secondary, Investment ### FIX AND FLIP ### FIX AND FLIP Property financing plus renovation budget rolled into one loan | Acquisition and Refinance | Loans to $2M | 75% ARV | 90% LTC | 660+ FICO | 12 months IO | No PPP | SFR, 2-4 units, multifamily | Investment ### GROUND UP CONSTRUCTION ### GROUND UP CONSTRUCTION New Construction | Loans to $2M | 75% ARV | 85% LTC | 660+ FICO | 12 months IO | No PPP | No Experience Required | Need experienced GC on project if no experience | SFR, 2-4 units, multifamily | Investment ### BRIDGE LINE OF CREDIT ### BRIDGE LINE OF CREDIT Fund multiple projects as individual bridge deals on a master set of docs — no reapplying each time. | Loans to $100M ($1M min.) | $500K min. net worth | $100K min. liquidity | 75% LTV | 680+ FICO | 12-18 months IO | SFR, 2-4 units, multifamily | Investment ### NO APPRAISAL BRIDGE ### NO APPRAISAL BRIDGE No Appraisal Bridge Loan — funds in 3-5 days on value, not paperwork. | $1.5M | 65% LTV | 480+ FICO | No income verification, appraisal, or seasoning | Cash-out refi, portfolio, mid-foreclosure & bankruptcy OK | Investment ### FORECLOSURE BAILOUT ### FORECLOSURE BAILOUT Foreclosure Bailout Program — fast capital to regain control. | Loans to $1.5M | Funds in 5-7 days on value | No appraisal | 65% LTV | 12 months IO | 480+ FICO | Investment ## No Extras. Just Mortgages Built for Investors. ![Real Estate - Lending - Results](https://lionsford.com/hs-fs/hubfs/Real%20Estate%20-%20Lending%20-%20Results.png?width=350&height=248&name=Real%20Estate%20-%20Lending%20-%20Results.png) [Get preapproved](https://lionsford-investor-apply.lovable.app/investor-pre-approval-application) ### Non-QM Loans - [Bank Statement Only Program](https://lionsford.com/non-qm-loans) - [P&L Only Program](https://lionsford.com/non-qm-loans) - [1099 Only Program](https://lionsford.com/non-qm-loans) - [W-2 Only Program](https://lionsford.com/non-qm-loans) - [Asset Depletion Program](https://lionsford.com/non-qm-loans) - [Foreign National Program](https://lionsford.com/non-qm-loans) ### Specialty Loans - [Transactional Funding](https://lionsford.com/specialty-loans) - [Second Mortgage / HELOC](https://lionsford.com/specialty-loans) - [Fix and Flip Loan](https://lionsford.com/specialty-loans) - [New Construction](https://lionsford.com/specialty-loans) - [Bridge Line of Credit](https://lionsford.com/specialty-loans) - [No Appraisal Bridge Loan](https://lionsford.com/specialty-loans) - [Foreclosure Bailout](https://lionsford.com/specialty-loans) ### Conventions & Government - [Conventional Loan](https://lionsford.com/agency-government-programs) - [FHA Loan](https://lionsford.com/agency-government-programs) - [VA Loan](https://lionsford.com/agency-government-programs) - [SBA Loan](https://lionsford.com/agency-government-programs) - [Second Mortgage / HELOC](https://lionsford.com/agency-government-programs) - [Reverse Mortgage](https://lionsford.com/agency-government-programs) ### DSCR Loans - [No Income Verification](https://lionsford.com/dscr-loans) - [SRF | 2-4 Units | Multifamily](https://lionsford.com/dscr-loans) - [Portfolio Financing](https://lionsford.com/dscr-loans)           ![Real Estate - Lending - Results](https://lionsford.com/hs-fs/hubfs/Real%20Estate%20-%20Lending%20-%20Results.png?width=175&height=124&name=Real%20Estate%20-%20Lending%20-%20Results.png)   © 2026 Lionsford LLC All rights reserved | [Terms of Use](https://lionsford.com/terms-of-use?hsLang=en) | [Privacy Policy](https://lionsford.com/privacy-policy?hsLang=en) | [Loan Disclosure](https://lionsford.com/loan-disclosure?hsLang=en) | [Legal Disclaimer](https://lionsford.com/legal-disclaimer?hsLang=en) 17875 Von Karman Ave. Ste. 150. 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